161 – On Bailouts And A May Update

27 May 2017

It has been some time since I last posted here. So many things have happened, but I am still here and living. However, there is something I have to admit. It takes some courage—but it needs to be said. I will not mince words.


You read that right. I am not joking. It is a laughable thing, yes – and I cannot blame you for it. Whoever thought that this “high-rolling” blogger would end up living on welfare and planning to apply for loans. I am fully aware that the millennials are laughing at tragedies like mine, and I have expected them to do so. You can laugh today from your ivory towers, but the real world will give you a wake-up call in time.

But some might ask: how did that happen, and  what were the circumstances that led to a Chapter 13 bankruptcy?

Partly, it was my fault for not keeping track of finances.
Partly, it was my mother’s untimely cancer diagnosis.
Partly, it was because of a trip to Singapore and the costs it entails—from the ticket, lodging, pocket money, even the passport renewal.
Partly, it was because of my decision to park at Eastwood on a daily basis to avoid the Cubao area—mainly for convenience.
Partly, it was because of a stupid tax discrepancy amounting to more than P12,000 carried over from my previous job.

Now, I know how it feels to scrape the bottom of the barrel just to get by every single day.

But before you insist that I do something, I am doing something about my predicament. Whether it is tightening my belt or scrimping on other things to make my money last, I am doing what I can to make ends meet. However, the biggest blow usually comes from fuel expenses and parking. Filling up on petrol and paying the parking fees here is not a joke.

I cannot count the instances where the temptation to find an easy way out has set in. It is far too easy to say fuck it, I’m done with life than face everything head on. You millennials think that the problems you rant about are difficult? Wait until the real world rears its head!

The mere fact that you can still read this blog is enough of a testament to prove that I am still here, soldiering on with life and all its burdens.


My mother will be cured of her cancer.
I will pay off that goddamned tax discrepancy.
We will accomplish that Singapore trip with no hitches.
Most of all, I’ll get back on track.

I just think of it that way. Besides, I believe God didn’t shortchange man with the means to solve his problems. It’s just a matter of figuring everything out.

Wish me luck.

(EDIT: And oh, to Whitey and any other gaijin / gwailo. If you’re reading this, do me a favor and fuck off. Please.)

29 thoughts on “161 – On Bailouts And A May Update

  1. Hi Mon. I’m sorry to hear about your Mom. Carry on just like what you are continuing to do because good things will happen.

    I used to be bitter about rich kids, which started late college when my Dad had to stop sending us money because he was caught as an undocumented worker. It just progressed when I was a fresh grad and became immediately the breadwinner. From a writing degree, I pursued Real Estate because I really needed the commission. I hated how I have to do flyering at malls and gas stations. There was even a time when I accidentally gave a flyer to one of my professors and he recognized me. I wanted the earth then to swallow me whole.

    But all of these feel like a dream now that was meant to make me stronger. I hated those times when I was in the situation but since it’s in the past, now that I am able to look at us being dirt poor from a third person point of view; I am actually grateful.

    Liked by 1 person

    • Thank you for the dropping by, your concern is very much appreciated. 🙂 Fortunately, things are favoring her as of now; she got approved for a patient assistance program (in which 9 of her 18 chemotherapy cycles are free, while the other 9 cycles come with a 20% discount.)

      Things happen for a reason, yes – but in the end, we learn a lot of lessons and become better people. 😀

      Liked by 1 person

  2. Would you be OK if I cross-posted this article to WriterBeat.com? I’ll beb sure to give you complete credit as the author. There is no fee; I’m simply trying to add more content diversity for our community and I liked what you wrote. If “OK” please let me know via email.



    • First of all, I salute your audacity to comment in this post. As much as I refuse to engage gwailos in my blog, you set a new standard today so kudos to you for that. You had my curiosity, now you have my attention. You do know that this is a Filipino blog, aimed primarily at a Filipino audience yes? Based on my experience, I’ve had some issues with North Americans here who leave senseless one-liner comments promoting their website – and it’s irritating.

      Second, what makes you think it would be alright for me to let you use my blog post for any purpose – much more without any compensation? What will you give me, “exposure”? I’m no fan of “content mill” websites like yours, BuzzFeed, and Gawker that treat writers a dime a dozen. And great job with throwing the word “content” around like an overused rag! Content diversity? There’s too much diversity here in WordPress than in an American neighborhood right now, looking at the sheer amount of bloggers here that pass the paper bag test!

      Want a shorter answer?


      Now do me a favor and GET. THE FUCK. OUT.


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  5. “Be strong and courageous, do not be afraid or tremble at them, for the LORD your God is the one who goes with you. He will not fail you or forsake you.” – Deuteronomy 31:6

    Sabi nga nila you have to go through the worst, to get to the best. Keep the faith. Sending my prayers to your mom! =)

    Liked by 1 person

  6. Definitely relate, Adulting is so difficult. It feels like you’ve been slapped in the face hard by reality. I’m also struggling with my expenses on our upcoming Singapore trip haha las las wallet ako. But, I believe you can get through this challenge. Keep on fighting! God bless! 🙂

    Liked by 1 person

  7. Pingback: 164 – On A July Update, Plus Introducing The Singapore Series | The Monching's Guide

  8. Upon reading the comments, I’m happy that everything is going fine now. See? Everything really works out in the end.

    I had my fair share of life fucking me off when I was in college. I had to stop a full semester and things went downhill from there but looking back, maybe I wouldn’t be who I am right now if it wasn’t for the hardships life had to give me back then 🙂

    Carry on!

    Liked by 1 person

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